Welcome to the TIA Tool Box, where you will find tools, resources and products from both THEInsuranceAdvisor.COM (TIA) and other vendors that are essential to manage the $3 Trillion in wealth that is comprised of life insurance policy cash values. Larger than Hedge Funds, Separately-Managed Accounts and Exchange-Traded Funds (ETFs) combined, and almost 1/3rd of the size of the massive $11 Trillion Mutual Fund industry, life insurance is clearly the largest component of wealth that wealth managers have thus far left behind. With many policy holdings in desperate need of management, the emerging practice of life insurance portfolio management is the largest un-tapped wealth management opportunity the financial services industry has seen in 3 decades. Of course, that which is to be managed must first be measured, so check out the tools, resources and products here in THEInsuranceAdvisor.COM (TIA) Tool Box, like...

NEW TOLI Tools - With as much as $1 Trillion estimated to be held in irrevocable life insurance trusts (ILITs), and with the overwhelming majority of these trust-owned life insurance (TOLI) holdings having been neglected for years, the market for comprehensive TOLI management services is now emerging, and if history repeats then will grow substantially over the next decade (as described in the slideshow available for download). In addition, while only 20% - 30% of all TOLI holdings are estimated to be currently held institutionally in bank trust departments and trust companies, life insurance trusts are likely to play an increasingly larger role in wealth transfer planning as the Baby Boomers plan for the largest transfer of wealth in U.S. history and as more and more insurance trusts come to be professionally managed (in just the same way as how more and more investment trusts came to be professional managed we the Baby Boomers moved through the wealth accumulation stage of life). They key to the TOLI market is found in the 3 essential ingredients found in the Uniform Prudent Investor Act (UPIA). Click here to learn about the tools, resources and products needed to help trustees understand these 3 essential ingredients and support the ILIT trustee in these 3 duties required under the Act.