Veralytic Logo
Register Sign In Newsletter

Veralytic E-News

Life Insurance Product Price Increases/Changes YTD 2013 

Thursday, July 11, 2013
The cost of doing business in the Guaranteed Universal Life (GUL) markets has risen as the interest rates have fallen.  In 2009 the GUL market had increases up to 40%, 2010 increases up to 20%, 2011 up to 40%, 2012 up to 18% and just these couple... read more >>
 
Comments(0)  

June 2013 Rating Downgrades/Watch-List 

Monday, July 1, 2013
Financial strength and claims-paying ability ratings of the insurer is one of the five factors of suitability.  The obvious reason being that insurance is most simply defined as an agreement for the payment of a premium today in exchange for payment ... read more >>
 
Comments(0)  

Declare Your Independence… 

Wednesday, June 26, 2013
Independent Research…Independent Review… Declare yourself as an independent! Research[1] shows that 3 out of 4 clients regard “independence” as important or somewhat important. It’s difficult for many clients to know who to trust, so it is more... read more >>
 
Comments(0)  

Survey Finds Advisers Less than Successful with Life Insurance 

Thursday, June 20, 2013
A recent survey found that more than half (52%) of financial advisors do not describe their efforts to provide life insurance and related life insurance-based advice to their clients as “successful” or “very successful.” Among the 30% of advisors... read more >>
 
Comments(1)  

Investor and Adviser Groups Voice Opposition to Weakened Fiduciary Standard 

Friday, June 14, 2013
A broad-based coalition of organizations urged the Security and Exchange Commission on June 7th to establish a uniform fiduciary standard for broker-dealers and investment advisers that is at least as strong as the existing standard for investment... read more >>
 
Comments(0)  

May 2013 Rating Downgrades/Watch-List 

Tuesday, June 4, 2013
Financial strength and claims-paying ability ratings of the insurer is one of the five factors of suitability.  The obvious reason being that insurance is most simply defined as an agreement for the payment of a premium today in exchange for payment ... read more >>
 
Comments(0)  

The (Adverse) Impact of American Taxpayer Relief Act of 2012 on Life Insurance Pricing & Performance 

Thursday, May 30, 2013
Many life insurance policies were purchased over the past 30 years to finance expected estate tax liabilities when estate tax rates were as high as 65% and all but as little as $600,000 was taxed.  Now that American Taxpayer Relief Act of 2012... read more >>
 
Comments(2)  

Life Insurance Product Price Increases/Changes 1Q2013 

Thursday, May 23, 2013
The cost of doing business in the Guaranteed Universal Life (GUL) markets has risen as the interest rates have fallen.  In 2009 the GUL market had increases up to 40%, 2010 increases up to 20%, 2011 up to 40%, 2012 up to 18% and just these couple... read more >>
 
Comments(1)  

FIRMA Follow Up: Best Practice Standards for Life Insurance 

Thursday, May 16, 2013
As mentioned from the main platform of the Fiduciary & Investment Risk Management Association (FIRMA) annual conference, trustees of life insurance trusts have struggled with the management of trust-owned life insurance (TOLI).  This is not... read more >>
 
Comments(0)  

April 2013 Rating Downgrades/Watch-List 

Thursday, May 2, 2013
In a recent press release from Fitch Ratings, “the North American life insurance industry continues to maintain balance sheet strength and reasonable debt-servicing capacity. U.S. life insurers' GAAP earnings before interest and taxes (EBIT)... read more >>
 
Comments(0)  
Page 9 of 15 << < 1 2 3 4 5 6 7 8 9 10 > >>
VERALYTIC

1301 W. Fletcher Ave., Suite C, Tampa FL 33612. Phone / 813-908-8242 Fax / 800-409-3222
Contact Us|Site Map|Terms of Use|Privacy and Security|Legal Disclosures|© 2010 - 2024 Veralytic Inc.